Mortgage Affordability Calculator form template
Buyers type their income, monthly debts, and down payment; a formula variable computes a conservative monthly housing budget in real time, then branches to a starter, mid-range, or premium price band. Interest-rate follow-ups appear only if the buyer wants a precise estimate.
What’s in the box
Live affordability math
A formula variable applies the 28% rule to your income minus debts.
Optional precision
Rate and term questions appear only if you want a sharper number.
Price-band routing
See whether you're shopping starter, mid-range, or premium homes.
Perfect for
- Mortgage lenders
- Real estate portals
- Financial coaching
- Buyer education
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